Welcome to our website. If you continue to browse and use this website, you are agreeing to comply with and be bound by the following terms and conditions of use, which together with our privacy policy govern Ares Capital Pte Ltd's relationship with you in relation to this website. If you disagree with any part of these terms and conditions, please do not use our website.

The term 'Ares Capital Pte Ltd' or 'Ares Capital' or 'us' or 'we' refers to the owner of the website whose registered address is Ares Capital Pte Ltd, 140 Paya Lebar Road, #09-13 AZ @ Paya Lebar, Singapore 409015. UEN: 201903104D. The term 'you' refers to the user or viewer of our website. The use of this website is subject to the following terms of use:

• The content of the pages of this website is for your general information and use only. It is subject to change without notice.
• Neither we nor any third parties provide any warranty or guarantee as to the accuracy, timeliness, performance, completeness, or suitability of the information and materials found or offered on this website for any particular purpose. You acknowledge that such information and materials may contain inaccuracies or errors, and we expressly exclude liability for any such inaccuracies or errors to the fullest extent permitted by law.
• Your use of any information or materials on this website is entirely at your own risk, for which we shall not be liable. It shall be your own responsibility to ensure that any products, services, or information available through this website meet your specific requirements.
• This website contains material which is owned by or licensed to us. This material includes, but is not limited to, the design, layout, look, appearance, and graphics. Reproduction is prohibited other than in accordance with the copyright notice, which forms part of these terms and conditions.
• All trademarks reproduced on this website, which are not the property of or licensed to the operator, are acknowledged on the website.
• Unauthorised use of this website may give rise to a claim for damages and/or be a criminal offence.
• From time to time, this website may also include links to other websites. These links are provided for your convenience to provide further information. They do not signify that we endorse the website(s). We have no responsibility for the content of the linked website(s).
• We reserve the right to modify, suspend, or discontinue any part of this website or its content at any time without prior notice. We will not be liable to you or any third party for any such modification, suspension, or discontinuation.
• Any personal data you provide through this website will be handled in accordance with the Personal Data Protection Act 2012 (PDPA) of Singapore. By using this website, you consent to the collection and use of your personal data as described in our Privacy Policy.
• We do not guarantee that this website will be secure or free from bugs or viruses. You are responsible for configuring your information technology, computer programmes, and platform to access our website. You should use your own virus protection software.
• This website and the information, materials, and services on it are provided without any representation or endorsement and without warranty of any kind, whether express or implied, including but not limited to the implied warranties of satisfactory quality, fitness for a particular purpose, non-infringement, compatibility, security, and accuracy.
• Use of this website and these terms are governed by the laws of Singapore. Any claim relating to use of this website shall be heard by the Singapore Courts.