Whether you are buying your first home, upgrading to a private property, refinancing your existing mortgage, or unlocking your property’s equity, we simplify the entire process. Our advisors compare leading Singapore banks and negotiate competitive mortgage rates on your behalf — so you can secure your home with clarity and confidence.








Established in 2019, Ares Capital was founded by experienced retail and SME bankers with deep expertise in residential mortgages, commercial property financing, and business lending in Singapore.
As a boutique consultancy, we focus on delivering personalised, strategic financing solutions tailored to each client’s profile and long-term financial goals.
We saw a gap in the market for customer-first financial solutions, and we’ve been filling it ever since.
To simplify mortgage and business financing in Singapore through professional advice, transparent comparisons, and personalised solutions.
To be Singapore’s most trusted boutique mortgage and SME financing advisory firm; Known for integrity, expertise, and long-term client relationships.
We combine digital tools with real financial expertise to guide you through every step. From comparing loan options to securing the right terms, we focus on solutions tailored to your needs, not one-size-fits-all recommendations.
We've helped individuals secure financing for home purchases, renovations, and personal needs with clarity and speed. Our approach is simple: clear advice, efficient processes, and outcomes you can trust.
We believe in doing business the right way. Ares Capital maintains strict compliance with local financial standards, partnering only with reputable, licensed lenders in Singapore to deliver safe, transparent, and dependable advisory services you can trust.
Compare competitive mortgage rates across leading Singapore banks — at no cost in most cases.
Whether purchasing a property, refinancing, or unlocking equity, we help you evaluate your options clearly, structure your loan appropriately, and secure the most suitable package for your needs.
Unlock liquidity from your property’s value.
Suitable for first-time buyers and upgraders.
Optimise your existing mortgage package.
Ideal when lock-in periods end or rates shift.
Start your home journey with the right loan structure.
Suitable for first-time buyers and upgraders.
If you are ready to grow your business and need financing support, Ares Capital is here to help. Our business term loan solutions are flexible, accessible, and designed with your company’s future in mind. Contact us via our online form, by phone, or visit our office at 140 Paya Lebar Road #09-13 AZ @ Paya Lebar Singapore 409015. We are available Monday to Friday, 10 am to 7 pm.
Let us help you fund your next chapter with confidence, clarity, and expert support.
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