Founded in 2019, Ares Capital was built by experienced finance professionals to make personal financing simpler and more transparent. We recognised that individuals often face confusion and uncertainty when exploring loan options, and set out to provide clear, honest guidance tailored to each person’s needs. Today, we continue to help clients make confident financial decisions with clarity and trust.
Our mission is to simplify mortgage and business financing in Singapore by providing professional guidance, transparent comparisons, and tailored solutions that truly fit each client’s needs.
Our vision is to be Singapore’s most trusted boutique mortgage and SME financing advisory firm, known for our integrity, deep expertise, and long-term relationships built on clarity and confidence.
To simplify mortgage and business financing in Singapore through professional advice, transparent comparisons, and personalised solutions.
To be Singapore’s most trusted boutique mortgage and SME financing advisory firm; Known for integrity, expertise, and long-term client relationships.
We combine digital tools with real financial expertise to guide you through every step. From comparing loan options to securing the right terms, we focus on solutions tailored to your needs, not one-size-fits-all recommendations.
We've helped individuals secure financing for home purchases, renovations, and personal needs with clarity and speed. Our approach is simple: clear advice, efficient processes, and outcomes you can trust.
We believe in doing business the right way. Ares Capital maintains strict compliance with local financial standards, partnering only with reputable, licensed lenders in Singapore to deliver safe, transparent, and dependable advisory services you can trust.
At Ares Capital, our approach is guided by three core values that shape how we serve every client.
We hold ourselves to the highest standards of honesty and professionalism. Every recommendation we make is grounded in what’s right for you—because trust is built through actions, not promises.
We believe in clear, straightforward communication at every step. No hidden terms, no unnecessary complexity—just honest guidance that helps you make informed financial decisions.
We are committed to delivering consistently high standards in both advice and service. By focusing on quality and attention to detail, we aim to create outcomes that truly add value to our clients.
We believe in full transparency and clear guidance, so every client can move forward with confidence and make well-informed decisions.
At Ares Capital, we work with a network of trusted banks, financial institutions, and licensed moneylenders across Singapore. Each partner is carefully selected for their reliability and competitive offerings, giving you access to a range of personal loan options.
By comparing options across both traditional banks and fintech lenders, we help you find solutions that are better suited to your needs, often with more competitive rates and flexible terms than applying on your own. Whether you’re planning a home renovation or managing personal expenses, we make financing simpler and more transparent.








If you are ready to grow your business and need financing support, Ares Capital is here to help. Our business term loan solutions are flexible, accessible, and designed with your company’s future in mind. Contact us via our online form, by phone, or visit our office at 140 Paya Lebar Road #09-13 AZ @ Paya Lebar Singapore 409015. We are available Monday to Friday, 10 am to 7 pm.
Let us help you fund your next chapter with confidence, clarity, and expert support.
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